The following post is not legal advice. If you are need to retain counsel to seek legal advice, you can contact us at 734-648-8030.
The State Bar of Michigan's Journal of Insurance and Indemnity just published Doug's new article on agent errors and omissions. You can read it here, starting on page 5. McCray Law Office usually represents clients against their insurance companies. Sometimes though, an insurance agent negligently fails to procure the correct insurance for a property, and the coverage gap isn't noticed until a loss occurs, revealing the absence or insufficiency of the necessary coverage. In these cases, it may be necessary to sue the agency, which is typically able to pay out of its own professional errors and omissions insurance.
Agent Errors and Omissions: Can I Sue?