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What is Appraisal?
After a large loss, insurance companies will often send someone out to create an estimate. Sometime, these estimates are sincere and...
Charlotte McCray
Dec 1, 20233 min read
The Recorded Statement and Examination Under Oath
What a recorded statement or examination under oath may mean for your insurance claim
Doug McCray
Jun 1, 20234 min read
Water Damage: What Does the Seepage or Leakage Exclusion Actually Exclude?
Doug's new article "Water Damage: What Does the Seepage and Leakage Exclusion Actually Exclude?" was just published in the Journal of...
Charlotte McCray
Apr 17, 20232 min read
Agent Errors and Omissions: Can I Sue my Insurance Agent for Negligence?
Can I Sue my Insurance Agent for Negligence? The State Bar of Michigan's Journal of Insurance and Indemnity just published Doug's new...
Charlotte McCray
May 8, 20201 min read
Are Covid-19 Shut-Downs Covered by Business Interruption Insurance?
The COVID-19 virus is here, and Shelter-In-Place orders have been issued in Michigan (and most states), requiring businesses to shut...
Doug McCray
Apr 7, 20202 min read
What is a Sworn Statement in Proof of Loss?
After a major loss to your home or business, the last thing you probably want to think about is paperwork. However, there is one...
Doug McCray
Oct 8, 20184 min read
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