What is Appraisal?
After a large loss, insurance companies will often send someone out to create an estimate. Sometime, these estimates are sincere and...
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Doug McCray
- Jun 1
- 4 min
The Recorded Statement and Examination Under Oath
What a recorded statement or examination under oath may mean for your insurance claim
Charlotte McCray
- Apr 17
- 2 min
Water Damage: What Does the Seepage or Leakage Exclusion Actually Exclude?
Doug's new article "Water Damage: What Does the Seepage and Leakage Exclusion Actually Exclude?" was just published in the Journal of...
Charlotte McCray
- May 8, 2020
- 1 min
Agent Errors and Omissions: Can I Sue my Insurance Agent for Negligence?
Can I Sue my Insurance Agent for Negligence? The State Bar of Michigan's Journal of Insurance and Indemnity just published Doug's new...
Doug McCray
- Apr 7, 2020
- 2 min
Are Covid-19 Shut-Downs Covered by Business Interruption Insurance?
The COVID-19 virus is here, and Shelter-In-Place orders have been issued in Michigan (and most states), requiring businesses to shut...
Doug McCray
- Oct 8, 2018
- 4 min
What is a Sworn Statement in Proof of Loss?
After a major loss to your home or business, the last thing you probably want to think about is paperwork. However, there is one...
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